A purpose of the 1996 Act was to foster competition among corporations that use related underlying network technologies (e.g., circuit-switched telephone networks) to provide a single sort of service (e.g., voice). For instance, it creates separate regulatory regimes for carriers offering voice telephone service and suppliers of cable tv, and a 3rd for info services. Lack of consciousness about life insurance coverage and complicated insurance products are acting as a restraint on the life insurance coverage suppliers market.
