If you’re struggling to boost cash, it’s most likely as a outcome of your funding technique is damaged. Debt financing is a flowery means of claiming “loan.” Credit unions and banks offer funding that you should repay over time with interest. This can come within the form of a personal loan, a traditional business mortgage, or totally different loans based mostly on the sort of asset you should buy (e.g., for tools, land, or vehicles). SeedInvest primarily works with corporations which would possibly be raising capital utilizing Preferred Equity or Convertible Notes . For most well-liked fairness you will want to supply a pre-money valuation. For convertible notes, you will need to supply a valuation cap, conversion low cost, rate of interest and time period size.